:root {
  --bg: #f5f7fb;
  --bg-alt: #ffffff;
  --primary: #1947ff;
  --primary-soft: #e2e7ff;
  --primary-dark: #102fb3;
  --accent: #00b894;
  --text-main: #111827;
  --text-muted: #6b7280;
  --border-subtle: #e5e7eb;
  --shadow-soft: 0 18px 45px rgba(15, 23, 42, 0.10);
  --radius-lg: 18px;
  --radius-md: 12px;
  --radius-full: 999px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  padding: 0;
}

body {
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "SF Pro Text", "Segoe UI",
    sans-serif;
  background: radial-gradient(circle at top left, #edf2ff, #f9fafb 55%);
  color: var(--text-main);
  line-height: 1.5;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--primary);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.is-hidden {
  display: none !important;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(12px);
  background: rgba(249, 250, 251, 0.9);
  border-bottom: 1px solid rgba(229, 231, 235, 0.7);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.75rem 0.5rem;
  gap: 1.5rem;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 600;
  letter-spacing: 0.02em;
}

.logo-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff;
  font-size: 1.1rem;
}

.logo-mark.small {
  width: 26px;
  height: 26px;
  font-size: 0.9rem;
}

.logo-text {
  font-size: 1rem;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  font-size: 0.9rem;
}

.main-nav a {
  color: var(--text-muted);
  font-weight: 500;
  padding: 0.3rem 0;
  position: relative;
}

.main-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -2px;
  width: 0;
  height: 2px;
  border-radius: 999px;
  background: var(--primary);
  transition: width 0.18s ease;
}

.main-nav a:hover::after {
  width: 100%;
}

.hero {
  padding: 3.5rem 0 3rem;
}

.hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
  gap: 3rem;
  align-items: center;
}

.hero-text h1 {
  font-size: clamp(2.2rem, 3vw, 2.7rem);
  line-height: 1.1;
  letter-spacing: -0.03em;
  margin: 0 0 1rem;
}

.hero-subtitle {
  font-size: 1.02rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
}

.hero-bullets {
  list-style: none;
  padding: 0;
  margin: 0 0 1.75rem;
  display: grid;
  gap: 0.35rem;
  color: var(--text-main);
  font-size: 0.95rem;
}

.hero-note {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: 0.75rem;
}

.hero-card {
  background: rgba(255, 255, 255, 0.98);
  border-radius: 24px;
  padding: 1.75rem 1.6rem;
  box-shadow: var(--shadow-soft);
  border: 1px solid rgba(226, 232, 240, 0.9);
}

.hero-card h2 {
  font-size: 1.2rem;
  margin: 0 0 0.35rem;
}

.hero-card p {
  color: var(--text-muted);
  font-size: 0.9rem;
  margin: 0 0 1.1rem;
}

.hero-form {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.file-input {
  border-radius: var(--radius-md);
  border: 1px dashed var(--primary);
  background: var(--primary-soft);
  padding: 0.9rem 1rem;
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  cursor: pointer;
}

.file-input input[type="file"] {
  display: none;
}

.divider {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.divider::before,
.divider::after {
  content: "";
  height: 1px;
  flex: 1;
  background: linear-gradient(to right, transparent, #d1d5db);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.7rem 1.2rem;
  border-radius: var(--radius-full);
  border: none;
  font-weight: 600;
  font-size: 0.92rem;
  cursor: pointer;
  transition: transform 0.08s ease, box-shadow 0.12s ease, background 0.12s ease,
    color 0.12s ease;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: #fff;
  box-shadow: 0 14px 30px rgba(37, 99, 235, 0.35);
}

.btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 18px 40px rgba(37, 99, 235, 0.4);
}

.btn-outline {
  background: #fff;
  color: var(--text-main);
  border: 1px solid var(--border-subtle);
}

.btn-outline:hover {
  background: #f3f4f6;
}

.btn-full-width {
  width: 100%;
}

.btn-soft-disabled {
  opacity: 0.45;
  box-shadow: none;
  cursor: default;
}

.form-helper,
.field-help {
  font-size: 0.78rem;
  color: var(--text-muted);
}

.section {
  padding: 3.5rem 0;
}

.section-alt {
  background: radial-gradient(circle at top left, #eef2ff, #f9fafb 50%);
}

.section-header {
  text-align: center;
  margin-bottom: 2rem;
}

.section-header.align-left {
  text-align: left;
}

.section-header h2 {
  margin: 0 0 0.5rem;
  font-size: 1.7rem;
  letter-spacing: -0.02em;
}

.section-header p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1.4rem;
}

.step {
  background: rgba(255, 255, 255, 0.96);
  border-radius: 16px;
  padding: 1.1rem 1rem 1.2rem;
  border: 1px solid rgba(226, 232, 240, 0.9);
  box-shadow: 0 10px 26px rgba(15, 23, 42, 0.06);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 999px;
  background: var(--primary-soft);
  color: var(--primary-dark);
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 0.3rem;
}

.step h3 {
  margin: 0 0 0.3rem;
  font-size: 1rem;
}

.step p {
  margin: 0;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.trust-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr);
  gap: 2.5rem;
  align-items: flex-start;
}

.trust-points {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
  display: grid;
  gap: 1.2rem;
}

.trust-points h3 {
  margin: 0 0 0.3rem;
  font-size: 1rem;
}

.trust-points p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.trust-aside {
  display: grid;
  gap: 0.9rem;
}

.trust-card {
  background: #f9fafb;
  border-radius: 14px;
  padding: 0.85rem 0.95rem;
  border: 1px solid #e5e7eb;
  font-size: 0.88rem;
}

.trust-card h3 {
  margin: 0 0 0.25rem;
  font-size: 0.95rem;
}

.section-cta {
  background: radial-gradient(circle at top right, #dbeafe, #eff6ff 45%, #f9fafb 100%);
}

.section-manual {
  display: none;
  background: #f3f4f6;
}

.section-manual.is-active {
  display: block;
}

.cta-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 1.3fr);
  gap: 2.2rem;
  align-items: flex-start;
}

.cta-inner h2 {
  margin-top: 0;
  margin-bottom: 0.5rem;
  font-size: 1.6rem;
  letter-spacing: -0.02em;
}

.cta-inner p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.cta-form {
  background: rgba(255, 255, 255, 0.98);
  border-radius: 20px;
  padding: 1.5rem 1.4rem;
  border: 1px solid rgba(209, 213, 219, 0.9);
  box-shadow: var(--shadow-soft);
  display: grid;
  gap: 0.9rem;
}

.cta-form-body {
  display: grid;
  gap: 0.9rem;
}

.cta-form.is-success .cta-form-body {
  display: none;
}

.cta-success {
  display: none;
  text-align: center;
  gap: 0.75rem;
}

.cta-form.is-success .cta-success {
  display: grid;
}

.cta-success h3 {
  margin: 0;
  font-size: 1.1rem;
  letter-spacing: -0.01em;
}

.cta-success p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.cta-success-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 999px;
  margin: 0 auto 0.35rem;
  background: radial-gradient(circle at 30% 20%, #bfdbfe, #1d4ed8);
  color: #ffffff;
  font-size: 1.5rem;
  box-shadow: 0 14px 30px rgba(37, 99, 235, 0.45);
}

.choice-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.9rem;
  margin-top: 0.25rem;
}

.choice-grid.is-disabled {
  opacity: 0.25;
  pointer-events: none;
}

.choice-card {
  border-radius: 16px;
  padding: 0.95rem 1rem;
  text-align: left;
  border: 1px solid transparent;
  background: #ffffff;
  display: grid;
  gap: 0.35rem;
  cursor: pointer;
  box-shadow: 0 8px 20px rgba(15, 23, 42, 0.06);
}

.choice-card h3 {
  margin: 0;
  font-size: 0.98rem;
}

.choice-card p {
  margin: 0;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.choice-card-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: #ffffff;
}

.choice-card-primary p {
  color: rgba(241, 245, 249, 0.9);
}

.choice-card-outline {
  border-color: var(--primary);
  background: #f9fafb;
}

.choice-card.is-selected {
  box-shadow: 0 12px 28px rgba(37, 99, 235, 0.25);
}

.choice-card-outline.is-selected {
  border-width: 2px;
}

.choice-upload-input {
  margin-top: 0.35rem;
  border-radius: 999px;
  background: rgba(15, 23, 42, 0.1);
  color: #ffffff;
  font-size: 0.8rem;
  padding: 0.45rem 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.choice-upload-input input[type="file"] {
  display: none;
}

.manual-inner {
  max-width: 1000px;
}

.manual-wizard {
  background: #ffffff;
  border-radius: 20px;
  padding: 1.5rem 1.6rem;
  box-shadow: var(--shadow-soft);
  border: 1px solid rgba(209, 213, 219, 0.9);
}

.wizard-step-title {
  margin-top: 0;
  margin-bottom: 0.25rem;
  font-size: 1.2rem;
  letter-spacing: -0.01em;
}

.wizard-step-intro {
  margin: 0 0 1.1rem;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.7rem;
  margin-bottom: 1rem;
}

.product-card {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.55rem 0.7rem;
  border-radius: 12px;
  border: 1px solid #cbd5e1;
  background: #e5edf8;
  color: #111827;
  font-size: 0.9rem;
  cursor: pointer;
  box-shadow: 0 6px 14px rgba(15, 23, 42, 0.12);
}

.product-card .product-icon {
  font-size: 1.1rem;
}

.product-card.is-selected {
  border-color: #1e40af;
  box-shadow: 0 10px 22px rgba(30, 64, 175, 0.35);
  background: #dde9ff;
}

.wizard-actions {
  display: flex;
  justify-content: flex-end;
  gap: 0.6rem;
  margin-top: 0.5rem;
}

.wizard-primary {
  min-width: 230px;
}

.wizard-step-2.is-hidden {
  display: none;
}

.wizard-step-1.is-hidden {
  display: none;
}

.wizard-track {
  display: flex;
  flex-wrap: nowrap;
  gap: 0.4rem;
  margin-bottom: 1rem;
  overflow-x: auto;
  padding-bottom: 0.2rem;
}

.wizard-pill {
  border-radius: 999px;
  border: 1px solid #cbd5e1;
  padding: 0.3rem 0.7rem;
  background: #f1f5f9;
  font-size: 0.8rem;
  cursor: pointer;
  white-space: nowrap;
}

.wizard-pill.is-active {
  border-color: var(--primary);
  background: var(--primary-soft);
  color: var(--primary-dark);
}

.wizard-card {
  border-radius: 16px;
  border: 1px solid #e5e7eb;
  padding: 1rem 1.1rem 1.1rem;
  background: #f9fafb;
}

.wizard-error {
  margin-bottom: 0.8rem;
  padding: 0.5rem 0.75rem;
  border-radius: 8px;
  background: #fee2e2;
  color: #b91c1c;
  font-size: 0.8rem;
}

.wizard-error.is-hidden {
  display: none;
}

.wizard-placeholder {
  padding: 0.7rem 0.8rem;
  border-radius: 10px;
  background: #e5edf8;
  font-size: 0.85rem;
  color: #111827;
  margin-bottom: 0.9rem;
}

.wizard-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.8rem;
}

.wizard-subgroup {
  margin-top: 1rem;
}

.wizard-subgroup.is-locked {
  opacity: 0.4;
  pointer-events: none;
}

.product-panel.is-hidden {
  display: none;
}

.indbo-coverage,
.indbo-sums {
  margin-top: 1.4rem;
}

.indbo-coverage.is-hidden,
.indbo-sums.is-hidden {
  display: none;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.6rem;
  margin-bottom: 1rem;
}

.coverage-pill {
  border-radius: 999px;
  border: 1px solid #cbd5e1;
  padding: 0.4rem 0.7rem;
  background: #e5edf8;
  font-size: 0.82rem;
  cursor: pointer;
  text-align: left;
}

.coverage-pill.is-selected {
  border-color: var(--primary);
  background: var(--primary-soft);
  color: var(--primary-dark);
}

.indbo-collections-wrapper input[type="text"],
.indbo-single-wrapper input[type="text"] {
  margin-top: 0.4rem;
}

.indbo-collections-wrapper input.is-hidden,
.indbo-single-wrapper input.is-hidden {
  display: none;
}

.wizard-birthdates-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.9rem;
  margin-top: 1rem;
}

.wizard-birthdates {
  display: flex;
  flex-direction: column;
}

.wizard-birthdates-group {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.9rem;
  margin-bottom: 1rem;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.9rem;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.form-field label {
  font-size: 0.82rem;
  font-weight: 600;
  color: #4b5563;
}

input[type="text"],
input[type="email"],
input[type="tel"],
textarea,
input[type="file"] {
  font-family: inherit;
  font-size: 0.9rem;
  padding: 0.6rem 0.65rem;
  border-radius: 10px;
  border: 1px solid #d1d5db;
  background: #f9fafb;
  transition: border-color 0.12s ease, box-shadow 0.12s ease, background 0.12s ease;
}

input[type="file"] {
  padding: 0.4rem 0.5rem;
  background: #fff;
}

textarea {
  resize: vertical;
  min-height: 70px;
}

input:focus,
textarea:focus {
  outline: none;
  border-color: var(--primary);
  background: #fff;
  box-shadow: 0 0 0 1px var(--primary-soft);
}

.checkbox {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.checkbox input[type="checkbox"] {
  margin-top: 0.1rem;
}

.form-disclaimer {
  margin: 0;
  font-size: 0.75rem;
  color: var(--text-muted);
}

.site-footer {
  border-top: 1px solid #e5e7eb;
  background: #f9fafb;
  padding: 1.2rem 0;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1.5rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.footer-small {
  font-size: 0.72rem;
  margin-top: 0.3rem;
}

@media (max-width: 900px) {
  .hero-inner {
    grid-template-columns: minmax(0, 1fr);
  }

  .hero-card {
    order: -1;
  }

  .steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .trust-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .cta-inner {
    grid-template-columns: minmax(0, 1fr);
  }

  .main-nav {
    display: none;
  }
}

@media (max-width: 640px) {
  .hero {
    padding-top: 2.4rem;
  }

  .hero-card {
    padding: 1.4rem 1.2rem;
  }

  .steps {
    grid-template-columns: minmax(0, 1fr);
  }

  .cta-form {
    padding: 1.1rem 1rem;
  }

  .choice-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .product-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .wizard-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .coverage-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .form-row {
    grid-template-columns: minmax(0, 1fr);
  }

  .header-inner {
    padding-inline: 0.2rem;
  }

  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}


.coming-soon-contact {
  font-size: 0.95rem;
  color: var(--text-main);
  margin: 0 0 2rem;
  line-height: 1.6;
}

.coming-soon-contact a {
  color: var(--primary);
  font-weight: 600;
  text-decoration: none;
}

.coming-soon-contact a:hover {
  text-decoration: underline;
}

.coming-soon-steps {
  margin: 2.5rem 0;
  padding-top: 2rem;
  border-top: 1px solid var(--border-subtle);
}

.coming-soon-steps h2 {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--text-main);
  margin: 0 0 1.5rem;
  text-align: center;
}

.coming-soon-steps .steps {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  max-width: 900px;
  margin: 0 auto;
}

.coming-soon-steps .step {
  background: rgba(255, 255, 255, 0.96);
  border-radius: 16px;
  padding: 1.1rem 1rem 1.2rem;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.coming-soon-steps .step:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
}

.coming-soon-steps .step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  color: white;
  font-weight: 700;
  font-size: 0.85rem;
  margin-right: 0.75rem;
  flex-shrink: 0;
}

.coming-soon-steps .step h3 {
  margin: 0 0 0.3rem;
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-main);
  display: inline-block;
}

.coming-soon-steps .step p {
  margin: 0.5rem 0 0;
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
}

@media (max-width: 768px) {
  .coming-soon-steps .steps {
    grid-template-columns: minmax(0, 1fr);
  }
  
  .coming-soon-steps h2 {
    font-size: 1.15rem;
  }
}
